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PawnDirect website

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Online pawn shop

Call us now on 020 8446 8538

Or visit us at 48b Hendon Lane, Finchley, London N3 1TT

Privacy Policy

PawnDirect is a trading style of Barwill Investments Ltd whose Credit Licence No: 627489 enables us to trade under the various brands we promote, Barwill Investments Ltd is registered in England & Wales 6873314, whose registered address is 13 Station Road, Finchley, London, N3 2SB.

  • 1.1 This website (www.PawnDirect.co.uk) is not intended to create any Legal or other relationship between PawnDirect and any third party. This website is intended to comply with the Laws of England and Wales and no other jurisdictions.
  • 1.2 Within these Terms and Conditions the word "You";"Your", "The User" represents the user visiting the website and the words "Our", "We", "Us" represents PawnDirect.
  • 1.3 Our products and services are subject to terms and conditions and disclaimers of the applicable agreement governing their use.
  • 1.4 By accessing this website, you agree to have carefully read (the "Terms") and are bound by the following terms and conditions and disclaimers.
  • 1.5 No information or any opinion used in our website constitutes an offer to sell or solicits an offer to buy any financial instruments or gives any recommendation or advice in respect to such financial instruments.
  • 2 Marketing and Opt-Out Rights.
  • 2.1 By visiting our website, you understand and agree that we may contact you on the phone numbers or email address that you left on your loan application to help us assist you with your loan request or your gold selling application or any other related issues.
  • 2.2 We will allow you to Opt-Out of any Marketing Communications from us. You must send in writing, "A Request for No More Marketing Communications", (Address: Barwill Investments Ltd trading as PawnDirect, 48b Hendon Lane, Finchley, London N3 1TT.) If you Opt-Out of our Marketing Communications, we will honour such choice once we have had a reasonable opportunity to process your request. We reserve the right to authenticate your identity with respect to any such request or other inquiry.
  • 3 Users.
  • 3.1 This website is for the sole use of those who live in England and Wales and who can access it from within England and Wales. To enter into an agreement with us you must be eighteen (18) years of age or over.
  • 3.2 You are wholly responsible for the use of this website and of any person using your computer who may also use this website; you are responsible to ensure all users of your computer and of this website comply with these Terms.
  • 3.3 You will not knowingly harm or transmit any virus to this website.
  • 4 Information We Collect.
  • 4.1 Our primary objective in collating Personal Data is to provide you with an accurate, customised transaction. The information we collect from our customers helps us personalise and continually improve the website experience. We automatically collect and / or track the following types of information.
  • 4.2 When an account is opened with PawnDirect, we have to confirm your identity as a legal requirement by law; we also need to establish your current home address.
  • 4.3 Information provided by you through on-line applications, any phoned, text messages, email or written letters may be recorded and copied and used for audit purposes as part of our Anti Money Laundering requirements.
  • 4.4 This information will include sensitive personal data; email addresses, financial and demographic information.
  • 4.5 Automatic information and cookies (cookies are pieces of information that are transferred to your computers hard drive via your web browser). They allow us to provide you with a more convenient and personalised web experience by recording information about your preferences.
  • 5 How We Protect the Security of Your Personal Data.
  • 5.1 We maintain reasonable measures to protect security and confidentiality of your Personal Data, and we strive to keep it accurate, and only as long as necessary.
  • 5.2 We store Personal Data in a restricted access format.
  • 5.3 Our networks are secured with certified firewalls in a multi-layered fashion.
  • 5.4 Our network related equipment for example (firewalls, routers, switches etc) is secured with a password, and restricted operator access codes.
  • 5.5 It is important for you to protect against unauthorised access to your User ID and to your computer. Do make sure to sign off when finished using a shared computer.
  • 6 Third Party websites.
  • 6.1 Links contained in this website might lead to other websites not under our control. Consequently we accept no liability for the content or availability of any linked site which is not operated by us or any link contained in a linked site not operated by us.
  • 7 Warranties and Disclaimers.
  • 7.1 This website is provided "as is", "as available" on a basis we do not give or make any warranty or representation of any kind, whether expressed or implied, including, but not limited to, the implied warranties of satisfactory quality, fitness for a particular purpose, or non- infringement. PawnDirect assumes no responsibility for errors or omissions in this website or other documents that are referenced by or linked to this website.
  • 7.2 We do not represent or warrant that the website will be able to meet your requirements. This website could include technical or other inaccuracies such as typographical errors. We do not represent or warrant that access will be interrupted, that there will be no delays, any type of failure, errors or omissions and/or loss of transmitted information, you have sole responsibility for the adequate protection and back up of data and/or equipment. It is your responsibility to have appropriate equipment to scan for viruses and other harmful components. Periodical changes are added to the information herein; these changes will be incorporated in new additions of this website PawnDirect may make changes and /or improvements in this product and /or services described in this website at any time.
  • 7.3 The use of the website and the materials contained in it are entirely at your own risk. We shall not be liable for any losses or damages, whether direct or indirect, consequential or otherwise that you may suffer as a result of your use of the website, including but not limited to computer service or systems failure, access delays or interruptions, data non-delivery or miss-delivery, computer viruses or harmful components, breaches of security or unauthorised use of the system arising from "hacking" or otherwise or your reliance on the information contained on the website.
  • 7.4 Nothing in these Terms or website pages shall limit our liability for death or personal injury arising out of our negligence or for fraud, or for any other liability, which cannot be excluded or limited under the applicable law for the jurisdiction of England and Wales.
  • 8 Email.
  • 8.1 Email sent over the internet is not completely secure and therefore cannot be guaranteed as possible loss or interception can occur. We will not be held responsible for any loss, alteration by any third party and will not be liable to you or anyone else for any damages or otherwise in connection with any message (email) sent by you or returned to you by us or any message sent by us to you over the internet.
  • 9 All copyright, trademarks and all intellectual property rights in the website and its content are owned by or licensed to PawnDirect.